This Privacy Policy pertains to Lumiq Group, encompassing Lumiq Wealth Private Limited, a private limited company incorporated under the Companies Act, 2013 (CIN U66190MH2023PTC402548), its partners, shareholders, and present/future affiliates. The term "Affiliate" denotes the holding company, subsidiaries, and associate companies, including any other entity, individual, firm, or corporation, directly or indirectly, under common control with such entity.

Lumiq Wealth Private Limited and/or its affiliates ("Lumiq"/ "Company"/ "We"/ "Our"/ "Us") may gain access to Personal Information (defined below) provided by individuals ("Users"/ "You"/ "Your"), acknowledging the sensitivity of such information. We prioritize Your privacy, recognizing the importance of safeguarding Personal Information and appreciate Your trust in Us.

For the purposes of this Privacy Policy ("Policy"), Personal Information refers to any information that helps identify You, provided by You and/or available with the Company. However, information already in the public domain or accessible under the Right to Information Act, 2005, or any applicable law in India is not considered Personal Information under this Policy.

This Policy elucidates the types of information collected from You, the purpose of collection, how the information is utilized, the intended recipients, and the protective measures in place. For further details, contact Us at hello@Lumiq.in.

By accessing the Platform, providing information, signing up for Services, or any other interaction, You agree to the terms of this Policy and grant consent to the Company for the collection of such information, including Personal Information, as per the Policy. This Policy is integral to and harmoniously read with the Terms of Use of the Platform, applying to all collected information.

1. Use of Your Information

We use collected data to:
a. Respond to Your queries.
b. Send relevant communications.
c. Offer products or Services of interest.
d. Tailor Your experience on the Platform.
e. Send Promotional Material, with an opt-out option.
f. Ensure Platform security, detect errors, fraud, and criminal activities.
g. Aggregate anonymized information for research, planning, development, troubleshooting, analysis, and marketing.
h. Identify and use Your IP address for problem diagnosis and resolution.
i. Be compliant with applicable laws.
j. Enforce Our Terms of Use.
k. Verify Your identity when seeking assistance.

2. Connecting Your email accounts
Consent will be sought before connecting/integrating Your email account(s) with the Platform.

3. Links to Other Third-Party Platforms and Collection of Information
Lumiq may link You to third-party platforms, with different privacy practices. Lumiq is not responsible for the security or privacy practices of such platforms.

4. Access and Update Your Personal Information
Contact Us at hello@Lumiq.in to review, update, or address inaccuracies in Your Personal Information.

5. Disclosure of Information
Except as provided in this Policy, Lumiq will not transfer, sell, or rent Personal Information to anyone. Lumiq will share information with judicial, administrative, and regulatory entities to comply with legal and regulatory requirements.

6. Retention of Personal Information
Lumiq will retain Your Personal Information for the duration required for the collection purpose, adhering to legal obligations.

7. Personal Information of Minors
Lumiq may collect and/or store Personal Information of Minors provided by their parent or guardian, with consent.

8. Customer Care
For complaints or queries regarding Personal Information or the Policy, contact:
Name - Amey S Veer
Email - Complaince@Lumiq.in

9. Security Practices and Procedures
The Platform employs stringent security measures to protect information. Lumiq assumes no liability for disclosure due to errors, unauthorized access, or acts beyond reasonable control.

10. Use of Google API server data
Lumiq’s use of information from Google APIs adheres to Google API Services User Data Policy.

11. How Your Information is Transmitted and Stored
Information, including Personal Information, is transmitted using HTTPS protocol for encryption. Standard encryption and hashing algorithms are used to secure stored information.

12. Consent Withdrawal
To withdraw consent, email Us at hello@Lumiq.in.

13. Grievance Officer
Contact details of the Grievance Officer:
Amey S Veer
Email: compliance@Lumiq.in

14. Legal Obligation and Jurisdiction
Lumiq is bound by the (Indian) Information Technology Act, 2000 and rules made thereunder, and it shall comply with all its provisions. Under Section 43A of the (Indian) Information Technology Act, 2000, Lumiq and all its vendors are obliged to maintain reasonable security procedures to safeguard Your data.

15. Updates to this Policy
Last updated on November 8, 2023 ("Last Update Date"). Lumiq may change the Policy, with material changes notified as required by law. Users agree to modified terms by continuing to use the Platform after any change.